Services
YES services that keep your money life moving.
Everything you need to save, grow, borrow responsibly, and manage your account with confidence.
Trust-first
Secure and transparent
Helpful humans
Support when you need it
Service promise
Fast response, clear guidance, and practical action on every request.
Access model
Always-on digital
Service quality
Human support
Security level
Bank-grade
What you can do with YES
Clear tools for saving, tracking, and growing.
Digital banking
Manage your savings anytime on your phone or computer through our secure website.
Easy Deposits
Deposit via Momo, bank transfer, or cash at partner outlets — fast and secure.
Track Your Growth
Real-time dashboards and insights. Watch your money grow with clarity.
Savings Groups
Save and borrow together with friends, family, or colleagues at better rates.
Bank-Grade Security
Your money is protected with top-tier encryption and full regulatory compliance.
Support
Help that feels human
If you prefer guidance, our team helps with onboarding, payments, and account questions — clearly and calmly.
Phone: +268 7695 8354
Email: yesdigitalsacco@gmail.com
Address: Raiffeisen House, Jubela Street, Sandla, Mbabane
How joining works
One clear path from account creation to full member access. YES reviews and activates membership after your application and joining fee.
- 01
Create your account
Sign up with your email, name, and phone. You receive a unique payment reference for every payment.
- 02
Verify your identity
On My Account, upload your national ID and submit your details, location, and next of kin.
- 03
Pay the joining fee (E200)
Pay the one-time E200 joining fee using your payment reference (MoMo, bank, or in person).
- 04
Wait for YES activation
YES reviews your application and payment, then activates your membership. This is not instant — please allow review time.
- 05
Save, buy shares, and grow
Once active, buy shares, pay the E100 annual subscription, use savings products, and apply for loans when eligible.
Frequently Asked Questions
Everything you need to know about YES Digital SACCO.