Services
YES services that keep your money life moving.
Everything you need to save, grow, borrow responsibly, and manage your account with confidence.
Trust-first
Secure and transparent
Helpful humans
Support when you need it
Service promise
Fast response, clear guidance, and practical action on every request.
Access model
Always-on digital
Service quality
Human support
Security level
Bank-grade
What you can do with YES
Clear tools for saving, tracking, and growing.
Mobile Banking
Manage your savings anytime, anywhere with our beautifully designed app.
Easy Deposits
Deposit via Momo, bank transfer, or cash at partner outlets — fast and secure.
Track Your Growth
Real-time dashboards and insights. Watch your money grow with clarity.
Savings Groups
Save and borrow together with friends, family, or colleagues at better rates.
24/7 Support
Instant help via WhatsApp, call, or in-app chat. We’re always here for you.
Bank-Grade Security
Your money is protected with top-tier encryption and full regulatory compliance.
Support
Help that feels human
If you prefer guidance, our team helps with onboarding, payments, and account questions — clearly and calmly.
Phone: +268 7630 8565 / +268 7945 5410
Email: yesdigitalsacco@gmail.com
Address: Raiffeisen House, Jubela Street, Sandla, Mbabane
Getting started takes minutes
Five simple steps to financial freedom.
Download the App
Available on iOS and Android. Sign up with your phone number in under 2 minutes.
Verify Your Identity
Quick KYC process using your national ID. Approved instantly in most cases.
Choose Your Savings Plan
Pick from our six tailored savings products.
Make Your First Deposit
Via Momo, bank transfer, or cash at any partner outlet.
Watch Your Money Grow
Earn interest monthly. Track everything in real-time.
Frequently Asked Questions
Everything you need to know about Yes Umliba.