YES Digital SACCOYES Digital SACCO
YES Digital SACCO members and team

YES Digital SACCO

Your Entry to Success

Member-owned savings and fair credit for youth, workers, and families across Eswatini — with a clear path from join to activation.

Join YES SACCOSign in

Member First

Owned by members, for members.

Secure & Trusted

Clear policies and secure digital tools.

Built for You

Products that fit your goals and life.

Growing Together

Stronger communities across Eswatini.

How it works

A clear roadmap from signup to full membership.

Follow these five steps. Shares, subscription, savings products, and loans unlock after YES activates your membership.

1

Create account

Sign up with your email, name, and phone. You receive a unique payment reference for every payment.

Step 1 of 5

Start with step 1View FAQs & services

Why choose YES SACCO

More than savings. It's ownership.

We help youth, workers, and families save with purpose, build share capital, and access fair credit through clear rules, cooperative governance, and modern digital tools backed by human support.

  • Purpose-led savings

    Daily Fuel, Iron Vault, Jetsetter, and more — after membership activation.

  • Fair member loans

    Credit access for active members through clear eligibility rules.

  • Clear join roadmap

    Five steps from signup to activation — no guesswork.

  • Community impact

    A youth-focused cooperative built for ownership and responsible growth.

Explore Products
YES member using digital banking

Start your journey today

Create your account, verify identity, and pay the E200 joining fee.

Join YES SACCO

Savings products

Practical solutions built for YES members.

Explore savings products after your membership is active. Start with the join roadmap above if you are new.

Daily Fuel

Flexible everyday savings with easy monthly access.

Minimum from E50+

The Iron Vault

Disciplined fixed saving for higher long-term growth.

Minimum from E100+

The Jetsetter

Goal-based travel saving with progress-driven planning.

Minimum from E100+

View all productsGo to My Account

Membership

Clear fees. One payment reference.

Pay joining fee, annual subscription, and share capital using your unique member payment reference (MoMo, bank, or in person).

E200

Joining fee (once)

E100

Annual subscription

E500

Share capital target

  • Share capital target: E500 (5 × E100), payable within first 6 months
  • Loans unlock for active members after activation

Need support?

Helpful human support is available for onboarding, payments, and account guidance.

Phone: +268 7695 8354

Email: yesdigitalsacco@gmail.com

Raiffeisen House, Jubela Street, Sandla, Mbabane

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News & updates

What's happening at YES

Youth wins, product updates, and community moments — all in one place.

Contact us

Get in Touch

Questions about membership, payments, or your account? Reach our team by phone, email, WhatsApp, or visit the office.

Phone

+268 7695 8354

Email

yesdigitalsacco@gmail.com

Address

Raiffeisen House, Jubela Street

Sandla, Mbabane, Eswatini

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