Products

Savings products built for real YES member goals.

Choose from flexible daily saving, disciplined fixed plans, family-focused saving, and legacy growth.

Plan options

6 products

Min contribution

From E10

Yield range

8-12% p.a.

Compare plans side-by-side and choose what fits your timeline.

Returns up to

12% p.a.

Capital strategy

Flexible to disciplined

Best for

Cashflow discipline

Onboarding

Digital-first

Savings plans

Pick a plan, then open an account to get started.

For everyday savers

Daily Fuel

Build your emergency fund with daily savings. Flexible and always accessible.

8%p.a.

Minimum deposit • E10

Daily deposits
Instant access
No lock-in period

Maximum growth

The Iron Vault

Our highest returning plan. Designed for disciplined long-term savers.

12%p.a.

Minimum deposit • E100

Highest interest rate
12-month lock-in
Premium returns

Dream travel

The Jetsetter

Save specifically for your next adventure. Track your travel goal visually.

10%p.a.

Minimum deposit • E50

Goal tracking
Flexible withdrawals
Travel rewards

Kids future secured

Kidz Savings

Give your children the best start. Parent-controlled savings for education and more.

11%p.a.

Minimum deposit • E50

Parent managed
Education focused
High returns

Big dreams start here

Project Fund

Save toward any big goal — car, home, business, wedding, or personal project.

9%p.a.

Minimum deposit • E100

Custom goal setting
Flexible timeline
Progress dashboard

Build generational wealth

The Legacy

Long-term family wealth building plan. Leave something meaningful behind.

11%p.a.

Minimum deposit • E200

Generational wealth
Long-term growth
Estate friendly

Goals

Your goals, your pockets

Pick a savings plan that matches your vibe — daily essentials, travel, kids’ future, or long-term legacy.

School & fees

Hustle & business

Travel & lifestyle

Emergency fund

Start now

Ready to start building your future?

Join thousands of young people in Eswatini saving smarter with Yes Umliba.