Savings products built for real YES member goals.
Choose from flexible daily saving, disciplined fixed plans, family-focused saving, and legacy growth.
Plan options
6 products
Min contribution
From E10
Plan fit
Pick your match

Secure & trusted
Your money is protected with strong safeguards.
Flexible choices
Plans designed for daily, short-term, and long-term goals.
Built for members
Exclusively for YES members and their families.
Grow with purpose
Save today for the life you envision tomorrow.
How joining works
Become a member, then choose products that fit your goals.
Savings products unlock after YES activates your membership. Every payment uses your unique member reference.
- 01
Create your account
Sign up with your email, name, and phone. You receive a unique payment reference for every payment.
- 02
Verify your identity
On My Account, upload your national ID and submit your details, location, and next of kin.
- 03
Pay the joining fee (E200)
Pay the one-time E200 joining fee using your payment reference (MoMo, bank, or in person).
- 04
Wait for YES activation
YES reviews your application and payment, then activates your membership. This is not instant — please allow review time.
- 05
Save, buy shares, and grow
Once active, buy shares, pay the E100 annual subscription, use savings products, and apply for loans when eligible.
Joining fee
E200 (once)
Annual subscription
E100
Share capital target
E500 (5 shares × E100)
Savings plans
Pick the plan that matches your goal.
Every plan is built for real YES members. Open an account in minutes and start saving with intent.
